01
VISIT
600601 · 651
Visits, tourism and certain short trips may use different routes depending on your passport, purpose and eligibility.
AUSTRALIAVPI INTERNATIONALREASON↓ROUTE↓COVER
Australia offersmany waysto begin.
The first decision is not which insurance to buy. It is understanding why you are going.
Study, work, travel, move for your profession or reunite with family: the same country can be reached through very different paths. We start by clarifying the situation before discussing cover.
STUDY·WORK·TRAVEL·FAMILY
SYDNEY · AUSTRALIA33.8688° S · 151.2093° E
BEFORE DISCUSSING COVER
Your reason changes the route.
Australia organises its migration system into different paths depending on what you want to do, your personal situation and the requirements you meet.
This page is for guidance and must be checked against the current official requirements.
02
STUDY
500590 · 407
The Student visa 500 is the main reference for study. There are also specific routes for guardians and certain training programmes.
03
WORKING HOLIDAY
417·462
The Working Holiday Maker programme uses two subclasses depending on nationality and eligibility, and allows a holiday stay to be combined with short-term work and study.
04
EMPLOYER-SPONSORED WORK
482186
When a company wants to fill a position with an overseas professional, temporary or permanent sponsored routes may be relevant.
05
SKILLED MIGRATION
189190491REGIONAL
Routes may be based on professional skills, invitation, nomination or regional connection, depending on the subclass.
06
PARTNER AND FAMILY
820→801309→100300
Partner routes vary according to the situation, where the application is made and the type of relationship.
THE INSURANCE SIDE
First we understandthe situation.Then we discusscover.
We do not recommend an international solution without first understanding the type of stay and the requirements affecting the case. Migration requirements and additional cover that may make sense for your trip or stay are two different things.
Tell us about my casePERSONAL REVIEW · NO COMMITMENT
YOUR ROUTE, THREE DECISIONS
01
Why are you going?
STUDY · WORK · TRAVEL · FAMILY
02
How long will you stay?
SHORT · TEMPORARY · LONG-TERM
03
What cover do you really need?
REQUIREMENT · ASSISTANCE · ADDITIONAL PROTECTION
500Studying in Australia
STUDENT VISA · 500
Studying in Australia
comes with its own rule.
For Student visa 500, the student and included family members must maintain Overseas Student Health Cover (OSHC) from an approved Australian provider during the stay, unless an exception applies.
An international policy purchased in Spain should therefore not be presented as a substitute for OSHC where it is mandatory. Any additional needs before, during or after the covered period can be considered separately.
Requirements may change and must always be checked against the official information applicable to the application.WORKING IN AUSTRALIA
Two very different ways
to arrive through your profession.
A · A COMPANY NEEDS YOU
482Skills in Demand
Temporary sponsored route for certain positions and conditions.
186Employer Nomination Scheme
Permanent route based on employer nomination where applicable requirements are met.
B · YOUR PROFILE FITS A SKILLED ROUTE
189Independent
Permanent route based on invitation for certain skilled profiles.
190Nominated
Permanent route with nomination by a state or territory.
491Regional
Provisional route to live and work in regional Australia, subject to nomination or eligible family sponsorship and other requirements.
5 YEARS · PROVISIONALAFTER STUDY485
Temporary Graduate
Certain international graduates may access a temporary stay after their studies if they meet the requirements of the relevant subclass and stream.
PARTNER · FAMILY
Sometimes Australia
is not where you are going.
It is where someone already is.
300Prospective Marriage
↓820 → 801Partner application with a temporary/permanent stage associated with applications made in Australia.
↓309 → 100Provisional/permanent route associated with applications started outside Australia.
Partner routes vary according to the situation, where the application is made and the type of relationship.
MIGRATION GUIDANCE
The migration side needs
the right professional.
This page helps you understand the main visa families and organise the initial questions. When a case requires migration assistance, that side should be reviewed by a professional authorised to provide it in Australia.
VPI focuses on insurance preparation and helping you separate migration requirements from additional cover that may make sense.
LIVING IN AUSTRALIA
The visa opens the door.
Then everyday life begins.
FROM SPAIN TO AUSTRALIA
Before the flight,
there are decisions worth organising.
01
WHY ARE YOU GOING?
Study, work, travel, partnership or skilled migration start from different needs.
02
WHICH ROUTE ARE YOU REVIEWING?
We identify what affects insurance and which questions need professional migration review.
03
WHAT COVER DO YOU NEED?
We separate mandatory requirements from additional cover that may make sense.
04
WE PREPARE YOUR DEPARTURE
Once we know what you need, we can organise the insurance side much more precisely.
QUESTIONS WORTH ASKING
Australia changes according to
the question you start with.
Which visa do I need to go to Australia?
It depends on your reason for travelling, your profile and the applicable requirements. This page summarises some of the main families, but choosing and preparing an application should be reviewed for your specific case.
What is the difference between visas 189, 190 and 491?
The 189 is an independent skilled route based on invitation; 190 requires state or territory nomination; and 491 is provisional and oriented towards regional Australia, with its own requirements.
What is the difference between Working Holiday 417 and Work and Holiday 462?
Both belong to the Working Holiday Maker programme, but the available subclass depends on nationality and the requirements applicable to each programme.
Do I need health insurance for a Student visa 500?
For Student visa 500, OSHC from an approved Australian provider is generally required for the student and included family members, unless an exception applies.
Does a Spanish international policy replace OSHC?
A Spanish international policy should not be presented as a substitute for OSHC where it is mandatory. Additional cover should be considered separately.
What options are there if an Australian company wants to hire me?
Temporary or permanent sponsored routes may be available depending on the position, company, profile and applicable requirements. The migration side should be reviewed professionally.
What routes are available if my partner lives in Australia?
Different routes are available depending on the relationship, where the application is made and the circumstances of the case. There is no single route valid for every situation.
Does visa 485 allow you to stay after studying?
Visa 485 allows certain international graduates to live, study and work temporarily in Australia after their studies if they meet the requirements of the relevant stream.
Does VPI handle Australian visas?
VPI does not provide Australian migration advice. We focus on the insurance side and help you distinguish insurance needs from questions requiring professional migration review.
Guidance based on the main categories published by the Australian Department of Home Affairs. Requirements, conditions and names can change. Always check the current official information and, where appropriate, consult a professional authorised to provide migration assistance.
AUSTRALIA · VPI INTERNATIONAL
Tell us why you are going.
The rest starts to fall into place from there.
You do not need to know your visa number. Tell us what you want to do in Australia, when you expect to travel and how long you plan to stay.