ASISA Health Students
- Designed for
- Student visas and study stays.
- Co-payments
- No co-payments
- Waiting periods
- No waiting periods
- Duration and renewal
- 2 months to 1 year; initial product is non-renewable.
Health insurance for visa and residence processes in Spain, depending on the plan
The plan must fit your process and its conditions.
We help you review the option before you buy.
⚡ We prepare the documentation for your appointment; timing depends on the insurer and product
Plans for immigration processes
Co-payments and waiting periods vary by product
Certificate subject to the insurer
We review the plan and process
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Plans for visas, residence and long-stay processes
Review my case
Timing depends on the insurer and case
VPI support
Rosa y Sebastián
ASISA: mediation through Sebastián, an ASISA exclusive insurance agent
Subject to the insurer
Product differences
Students, Residents and Residents Premium are not interchangeable
ASISA Health Students and ASISA Health Residents are described in the 2026 product manual as no-copayment, no-waiting-period products for different immigration situations. ASISA Health Residents Premium is intended for people who already have residence or a visa: it has no copayments but does have waiting periods.
- Students: student visa, 2 months to 1 year, non-renewable initial product.
- Residents: residence or long-stay visa, one year; renewal conditions apply.
- Health Premium: visa/residence, 2 months to 1 year, non-renewable.
- Certificate, refund, travel assistance and repatriation depend on the named product and policy.
For visa and consulate evidence, see the Spain visa health-insurance guide.
Arranging ASISA Health Students before you arrive
Can I arrange ASISA Health Students before travelling to Spain?
Yes. ASISA currently states that Health Students can be contracted online from abroad before travelling to Spain. VPI can guide you through the insurance process before your move.
Do I need a NIE or a Spanish bank account to arrange it?
For ASISA Health Students, ASISA currently states that neither a NIE nor a Spanish bank account is required for the online contracting process. Product and identity requirements must still be checked for the specific application.
Who issues the insurance certificate for the visa application?
ASISA is the insurer and issues the policy and corresponding certificate after contracting. VPI does not issue the insurance certificate.
Product source: ASISA Health Students
Decision guide
Which ASISA plan may fit your process?
These are product-level distinctions from the ASISA 2026 manual. They are not an automatic eligibility or immigration decision: we review your process and the selected policy conditions before arranging cover.
ASISA Health Residents
- Designed for
- Residence or long-stay visa processes.
- Co-payments
- No co-payments
- Waiting periods
- No waiting periods
- Duration and renewal
- One year; renewal conditions depend on the product.
ASISA Health Premium
- Designed for
- Visa or residence situations requiring another plan.
- Co-payments
- No co-payments
- Waiting periods
- No waiting periods
- Duration and renewal
- 2 months to 1 year; initial product is non-renewable.
ASISA Health Residents Premium
- Designed for
- People who already have residence or a visa and need this plan.
- Co-payments
- No co-payments
- Waiting periods
- Waiting periods apply
- Duration and renewal
- One year; automatic renewal subject to the applicable conditions.
The insurer issues the certificate. Travel assistance, repatriation, refund conditions and advance contracting depend on the named product and policy.
A simple starting point
- Student visa or study context → start with Students.
- Residence or long-stay process → review Residents and its conditions.
- Need a broader or different structure → ask about the Premium options.
- Before buying, confirm dates, certificate and conditions for your process.
Who is this insurance for?
Different situations can involve different requirements and timing; we help review the plan and documents for your process.
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International student
May meet the usual study visa requirements depending on the plan. We check your case first.
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Residence or long-stay process in Spain
If your process requires insurance, we help review the plan and documents issued by the insurer.
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Foreign worker or entrepreneur
Cover depends on the plan (co-payments and waiting periods vary) and can fit different situations in Spain.
What to check before you buy
The plan should match the process you describe
The insurer issues the certificate and its dates
The administration or consulate makes the final decision
Organise your decision in 3 steps
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Tell us about the process
Explain whether it is for studies, residence, renewal or family.
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2
We review the plan
We check co-payments, waiting periods, dates and documents.
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3
You receive clear guidance
We explain the next steps before you buy.
⚠️ Common mistake
The wrong plan can complicate an application.
The product matters.
Co-payments, waiting periods, duration and documents vary by product. Before you buy, check that the plan and certificate fit the specific process.
We can help you review it.
The administration or consulate makes the final decision; the policy and certificate set the insurance conditions.
Clear information for your process
The page separates products and conditions so you can prepare a better conversation with the insurer and, where relevant, your immigration adviser.
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Visa
Routes and processes we can review
⚡
ASISA
Products with different conditions
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Final decision by the competent authority
When is your appointment?
We can help either way — but the sooner you write, the more calmly we can prepare it.
Insurance guidance for processes in Spain
We help you organise the insurance side of your case.
We review the available options and conditions for the process you describe, without replacing the decision of the competent authority.
Check the important points before you buy
Tell us about the process and relevant dates
We explain which documents the insurer issues
Review the conditions of the selected plan
Why might this insurance be needed?
Depending on the process, the administration or consulate may require private health insurance with specific cover and validity. We review the insurance side, but do not guarantee the outcome of an application.
Human guidance
VPI helps you understand the insurance option.
For ASISA products, insurance mediation is carried out through Sebastián Sifontes Valentín, an ASISA exclusive insurance agent.
The policy and insurer determine the contractual conditions.
Client reviews about insurance for foreigners
Everything you need to know about your visa
❓ Frequently asked questions
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It depends on the process; some visa, residence or long-stay procedures may require specific cover. The insurer issues the certificate, and the administration or consulate decides whether it meets the applicable requirements.
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Many processes require plans without co-payments. The ASISA 2026 manual describes ASISA Health Students, ASISA Health Residents and ASISA Health Premium without co-payments; other plans have different conditions. We review the product and process, while the final decision belongs to the administration or consulate.
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Timing depends on the insurer, product and information needed for issue. We explain the status and available documents for your case.
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Refund conditions depend on the product. For certain ASISA Newcomers Protection products, the manual provides for a refund if the policy has not started and an official visa or residence-authorisation refusal is submitted.
Do you have more questions?
Talk to us on WhatsApp•Reply during office hours
Prepare the insurance side of your process
Review the plan, dates and documents before you buy.
Review my caseWe explain the next steps
Conditions depend on the product and insurer